November 2015 Online Income Report – $2,007.31

This is my ninth online income report to share! This report only includes income I received from the month of November. I don’t include any money that is pending. If the money isn’t in my bank account, it doesn’t make it in this report. This is the best way for me to track how much money I am making on a monthly basis.

November was my first full month freelancing full time. I quit my job in early October, packed my bags and moved across the country to be closer to friends and family. It’s the best decision I’ve made and I couldn’t be happier.

To recap, I started this blog at the end of last year. I didn’t get serious about my blog until January of 2015 and made the smart decision to stop treating this blog like a hobby and turn it into a business.

If you are thinking about starting a blog, this tutorial will help you start a blog today. You’ll also get a FREE domain name for a year! I was able to quit my job and blog full time, all within my first year of blogging. I am really glad I took a chance and started a blog! I invested around $100 to start my blog using Bluehost, and I made $13,000 in 6 months of blogging. That’s the best return of investment ever! 

In March, I had my first online income report! Since then, I have been slowly making money each month. Here are a few of my other online income reports:

One of the biggest things I’ve learned is you don’t have to have a lot of traffic to earn income. The first way I started earning online income was with affiliate income. I only had a couple thousand page views a month but was still able to bring in a profit!

This is my 9th online income report. I'm sharing how I make money blogging, as well as my traffic and page views.
This post may contain affiliate links. Read our disclosure for more info.


$0 Ad Income
$35 Affiliate Income
$1972.31 Freelancing
Grand Total: $2,007.31

This amount is the grand total and before I deduct taxes. Right now I am putting away 30% of each paycheck I receive.

I also don’t include any money I earn from mystery shopping, panel studies, surveys, etc. I’m not sure how to track all these things together and I don’t know if I want to combine them anyways. What do you think I should do?

I also received a hefty deposit back from my old apartment and sold a couple things on Ebay. I’m sort of keeping real life different from online life as of now when it comes to tracking income.

I’m pretty happy with my outcome for November. I also have a few things I started on in November that won’t pay out until later.

I’ve started trying to plan ahead and figure out where I want to be with my blog in the upcoming months, which is a tough task! There’s so much I want to do and accomplish, especially since I decided to take The Frugal Millionaire’s challenge.

Google Adsense and Media

It took almost a YEAR to earn my first paycheck from Google Adsense and Media. Once you hit the $100 threshold, you get paid the last week of the following month. I just missed the $100 threshold for both companies for October, so my next payment from Google and Media will be for October and November earnings. I love that I am starting to earn more each month!

Here are some of my ad earning stats from this past year:

  • June $2.51 Media, $9.43 Google
  • August $21.71 Media, $41.46 Google
  • September $76.45 Media, $106.29 Google

Can you still make money without ads on your homepage?

That was one of the questions I was asking myself when I made the decision to make my homepage look more professional and brand like. I eliminated around 95% of my ads and was curious what would happen when I made the switch.

Well, I think my ads got confused because I made pretty much made nothing for a couple days.

Around the same time, I took Alexa’s advice from Single Moms Income and hung in there with Media. I was wondering why my Media ads weren’t doing as well as my Google. So I emailed my ad manager at Media and asked what could I be doing better. He did some fine tuning with my ads and made sure my blog was really optimized.

Well, the proof is in the pudding! My Media ads rocked it last month and took over on the leaderboard for the first time ever.

  • November: $137.20 Media, $84.08 Google

So the good news is – you don’t have to have a ton of ads on your homepage to still make money! Am I the only one who has thought about this or is this common knowledge?


As I mentioned last month, October was way above normal for freelance income. I expect my freelance income to go back down in November and it did.

I made over $1,900 from freelance work, which isn’t bad for only working three weeks in November. I took a week vacation for the holidays and did almost zero work during that time. My career niche tends to slow down as well the last two months of the year, so I went into the month knowing work would be a little slower.

One new feature I’ve added to my Hire Me page is 30 minute phone consultations. I’ve realized it’s much easier to communicate back and forth with a phone call than emailing back and forth.

This not only helps me save time during the day, but a client can pick my brain, ask me a million questions and get the information they need in one sitting. The sooner I can pass the information to the client, the sooner he or she can get to work!

If you need help working on your blog images or have no idea how to utilize Pinterest, email me and let’s arrange a chat session!

Niche Consulting

I am also providing consulting services related to my career niche. Prior to leaving my full time job, I found a freelance, online job through a job board. I have been in the same field for 10+ years, so there’s no plans to walk away from that part of my life completely. It isn’t related to this blog at all and I like having income from two totally different sources. This month I only worked with 1 client and was ok with that.

Monthly Expenses

  • $110 website help – I had a nervous breakdown panic attack anxiety about switching from my old theme to new theme, but Greyson from iMark Interactive took over and got everything done for me. He was highly recommended by several other personal finance bloggers, so I knew I was in good hands.
  • $20 VA work from Fiverr. I’ve been using the same person to help with me small tasks and he’s been quick when it comes to turnaround time. I can’t afford to hire someone on a regular basis (yet), but my Fiverr guy has been there when I need him. He saves me about 30 minutes of time and is affordable. If you want to try your first Fiverr task for free, here’s a $5 credit
  • $13 RaffleCopter
  • $65 Coaching session. Carrie from Careful Cents has helped my blog and business grow so much, it’s crazy. I rely on her brain and wits 1-2x a month and don’t know what I’d do without her.

Total Expenses: $213.00

As I have prepaid for some services annually, I don’t include them in my monthly report. This includes:

  • Tailwind – this is my favorite Pinterest scheduler I use for pinning my content and other blogger’s content.
  • Bluehost – I’m renewed for the next three years! If you are thinking about starting a blog, Bluehost is the best for hosting and purchasing a domain.

If you are thinking about starting a blog, this tutorial will help you start a blog today. You’ll also get a FREE domain name for a year! I was able to quit my job and blog full time, all within my first year of blogging. I am really glad I took a chance and started a blog! I invested around $100 to start my blog using Bluehost, and I made $13,000 in 6 months of blogging. That’s the best return of investment ever! 

Traffic and pageviews

Believe In A Budget is still going through a growth spurt. I had a little more than 54,000 page views in November. To give you an idea of how my traffic has increased this past year, here’s a snapshot from GA:

GA 1

To break down my page views by month, here’s what some of my stats look like from this year:

  • January 1,076
  • May 2,906
  • July 3,691
  • August 17,314
  • September 40,407
  • November 54,339

If you are new to blogging or are thinking about giving up, keep going! I started the year at pretty much zero and am hoping to end the year with 60,000 page views, which would be awesome. I’m not sure if this will happen with the holidays, but I plan on hustling anyways.

One of the main questions people email have emailed me about is wanting to know how my traffic has grown. I’m very honest when I tell people it’s because of Pinterest. If you want to grow your traffic, learn more on my Pinterest and Image page.

{Resource: 10 Ways Your Blog and Business Can Benefit from Pinterest}

End of the year goals:

  • Increase my affiliate income. I always forget about this and do very little to promote the companies and services I use. I should try harder on this!
  • Pitch more. It’s such a struggle for me to bring attention and advertise myself to other people.
  • Work on Facebook. Will you like my page? After months of saying no to everyone who asked me if I would start a page, I finally caved. I’m a Twitter and Pinterest girl, but everyone keeps telling me to hop on Facebook. I also joined Instagram, so please follow me 🙂
  • I’m in the final stages of finishing up my ebook/guide I’m going to release in January. It’s a ton of information and links about mystery shopping, panel studies and more. In 2014 I made more than $4,500 in side hustles. In 2015 I made more than $2,000 from mystery shopping and panel studies, so I’m excited to offer this! You can learn more here and get in on the action.

Well, if you have read up to this point, thanks for reading all this. It’s a lot of nerdy and technical information that I find myself really getting into lately, and it’s nice to be able to go back and track my stats.

Ok December, let’s end this year strong!

Do you have any goals this month?

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  1. Rahul Yadav says:

    This is very inspiring. It gives me the best external motivation to work on my website and enjoy this sweet passive income fruit.

  2. Great month Kristie! I just found your blog a couple of weeks ago and I quite like it.
    The way you make income is so cool. $2,000 is quite a lot but I’m sure next month you will make even more.
    By the way, I’ve included you on my Monthly income list for favourite bloggers!


    1. Thanks for stopping by Francisco! Thx for including me, that’s so nice!

  3. Congrats on the accomplishment Kristin! Your blog stats are inspiring and shows that it can be done with a lot of elbow grease. Can’t wait for your full reviews on the courses you took.

  4. Wow! Your blog has really grown. I feel inspired that you started out small and have grown from there; it’s inspiring. My goal for this month is to start my own self-hosted blog on blue-host. Right now I use blogger, but my content is all over the place, and I want to focus on writing about budgeting and finances.

    1. Thanks Portia! That’s awesome you are thinking about switching platforms – it really opens up more opportunities with your blog 🙂 The personal finance blogging world is super friendly and made me feel really welcome 🙂

  5. I really need to follow up with or whatever it’s called. Especially if I can keep increasing my page views.

    Congrats on doing so well already in your freelance work!

    1. Thanks Abby! Let me know if you have Q’s about Media 🙂

  6. Well done! Your ads seem to be doing very well for your pageviews. I’m impressed! And yes, here’s to ending the year strong – and a great 2016!

    1. Thanks Kristen! I have no idea what the standard is for pageviews and ad income, I should research that 🙂 We are gonna rock this month!

  7. You are doing awesome. Congrats for the great month and I love seeing how you have been progressing. Its very motivational. How has your phone consulting been working out for you so far? I know its new but was just wondering. Im highly considering adding a page for that on my blog as well.

    I get so many emails every day for people wanting advice on how I do my real estate investing and It would be smart if I start charging for that and profiting from it.

    We’ll see, not sure if that is the route I want to go yet.

    1. Hey! You should consider it, especially if you feel like you are on repeat with your emails. I’m working on a course that people can just purchase since everyone seems to have the same questions 🙂 Have you thought about doing something like that?

  8. That is awesome! Congrats. I’m still struggling with the “treat your blog like a business and not a hobby” (as evident by my 30+ days of abandonment). My goal for the new year is to (finally) take it and myself seriously as a blogger.

    1. Yeah Sarah! Let’s do this! My perception on blogging totally changed when I got serious about it, but I’m still having as much fun now as before 🙂

  9. Woo-hoo!!! Congrats on the income!!! Thanks so much for the shout-out!! I am so excited about how many bloggers and freelancers are participating in the challenge!! I am going to be making some changes which I hope will accelerate this goal. I have full confidence in everyone participating, too!

    You’re doing awesome, Kristen!!! Congratulations again!!

    1. Thanks Sarah!! It’s such a unique challenge – so awesome to do. We are going to crush it!

  10. AWESOME job on your income last month lady! I am participating in Sarah’s challenge too – woot woot! Although I have to admit…I have no idea how I’m going to get there within the next 10 months. I made a little over $1,600 from blogging last month and closing that gap is seeming really impossible when I only get to work from 5a-7a and one hour during nap time lol! I’m loving the motivation it’s giving me though and how we are all in this together – I just read Chonce’s income report from last month and she said she’s participating in this challenge too 🙂 Love the good company this challenge has! Keep up the great work!

    1. Haha, I need to increase my income big time to make it! I don’t know how you do it with a family, I struggle as it is 🙂 The challenge will be fun to see how we all do!

  11. Thank you so much for sharing how you’re stacking those coins, I remember when you started and like I say every month I can’t believe how far you have come. I signed up for the Elite Blogging Academy and have not finished the course. 2016 I’m gonna really try to make this happen. Thanks for the motivation.

    1. Thanks Petrish! Are you going to redo the course when it rolls around again or are you going through it on your own? I missed a few chapters and need to go back through parts. Let me know if you need an accountability partner on some of the units!

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