Diva Dog Bakery™ and Believe In A Budget® are part of the Belmont Media LLC family.

Disclosure – Affiliate Links

Affiliate Links may be used on this website, at no additional cost to you. Any reference to third party websites or products may change without notice.

As an Amazon Associate I earn a commission from qualifying purchases.

If there are any questions regarding this privacy policy you may contact us at [email protected].


This blog is based on my personal experiences, as well as experiences from various guest bloggers.. I am not a financial advisor. All views expressed on this website are my own. You should seek out a professional for financial advice.

Do Not Copy, Share or Repurpose Content 

No part of this website, courses or products and its contents may be reproduced, stored, or transmitted in any form or by any means, electronic, mechanical, recording, scanning, or otherwise, except as permitted under Section 107 or 108 of the 1976 United States Copyright Act, without the prior permission of the authors.

Failure to comply will result in legal action by the course creator.

Students are forbidden to share their login access or course content with non-purchasers. Failure to comply with this rule could result in losing course access without a refund.

Digital Downloads, Course Purchases, Memberships, Payment Plan and Refund Policy

We do not issue refunds based based on ‘buyer’s remorse’, so please only purchase with confidence. We are happy to answer your questions prior to your purchase as well as throughout the course sales pages.

All sales are final as the purchaser will have instant access to all course, product and downloadable material, which cannot be returned.

Affiliates may not join the affiliate program and use their own discount to purchase a product or course. This will result in a zero payout commission, and affiliate will have affiliate access revoked.

Please do not purchase Diva Dog Bakery if you just want to ‘check it out’. We invest a lot of time and energy into program materials, as well as our students and alumni. Our programs will only work if you follow the modules, lessons and put in the work. We do not believe in a ‘get rich quick’ scheme.

If you fail to make payments in a timely manner in accordance with these Terms and Conditions or voluntarily decide to withdraw from the Company’s Programs, Products or Services at any time or for any reason whatsoever other than accordance of the Refund Policy, you will still remain fully responsible for the full cost of the Programs, Products and/or Services.

We reserve the right to report non-payment to credit reporting agencies which would result in a negative impact on your credit. Upon signup, all payment plans are automatically charged at the next billing cycle.

If you would like to cancel membership, you must notify us via email 48 business hours in advance. We do not respond to text messages, private messages on any social media platform or anywhere else except via email.

It is your responsibility to remember your sign up date to the various communities and your automatic renewal date. It is not our responsibility to notify you in advance that your membership will renew. No refunds will be issued after payment is charged to your account.

We do not tolerate or accept any type of cancellation threat, cancellation of PayPal payment plans or chargeback from your credit card company, including ‘fraudulent charges’.

In the event of a PayPal cancellation on a payment plan or chargeback is placed on a purchase, we reserve the right to report the incident to all major credit reporting agencies, listed as a delinquent account and will be promptly removed from all program material and/or membership sites.

In order to be regain access and removed from the major credit reporting agencies, the payment amount of the chargeback and any fees associated with the chargeback will need to be paid in full.

We’ve taken every effort to ensure we accurately represent our programs and their ability to improve your life or grow your business. However, there is no guarantee that you will get any results or earn any money using any of our ideas, tools, strategies or recommendations, and we do not purport any “get rich schemes” on any of our Sites.

Nothing on our Sites is a promise or guarantee of earnings. Your level of success in attaining similar results is dependent upon a number of factors including your skill, knowledge, ability, dedication, business savvy, network and financial situation, to name a few.

You alone are responsible and accountable for your decisions, actions and results in life, and by your use of this Site, you agree not to attempt to hold us liable for any such decisions, actions or results, at any time, under any circumstance. 

Conduct on Site

Your use of the site is subject to all applicable laws and regulations, and you are solely responsible for the substance of your communications through the site. By posting information in or otherwise using any communications service, chat room, message board, newsgroup, blog comments or other interactive service that may be available to you on or through this site, you agree that you will act in a professional manner.

You will not upload, share, post or otherwise distribute or facilitate distribution of any content — including text, communications, software, images, sounds, data or other information — that:

  1. is unlawful, threatening, abusive, harassing, defamatory, libelous, deceptive, fraudulent, invasive of another’s privacy, tortious, contains explicit or graphic descriptions or accounts of sexual acts (including but not limited to sexual language of a violent or threatening nature directed at another individual or group of individuals) or otherwise violates our rules or policies;
  2. victimizes, harasses, degrades, or intimidates an individual or group of individuals on the basis of religion, gender, sexual orientation, race, ethnicity, age or disability;
  3. infringes on any patent, trademark, trade secret, copyright, right of publicity or other proprietary right of any party;
  4. constitutes unauthorized or unsolicited advertising, junk or bulk email (also known as “spamming”), chain letters, any other form of unauthorized solicitation or any form of lottery or gambling;
  5. contains software viruses or any other computer code, files, or programs that are designed or intended to disrupt, damage, or limit the functioning of any software, hardware or telecommunications equipment or to damage or obtain unauthorized access to any data or other information of any third party; or
  6. impersonates any person or entity, including any of our employees or representatives.

We neither endorse nor assume any liability for the contents of any material uploaded or submitted by third party users of the site. We generally do not pre-screen, monitor or edit the content posted by users of communications services, chat rooms, message boards, newsgroups, blog comments or other interactive services that may be available on or through this site.

However, we and our agents have the right at their sole discretion to remove any content that, in our judgment, does not comply with these Terms of Use and any other rules of user conduct for our site, or is otherwise harmful, objectionable or inaccurate. We are not responsible for any failure or delay in removing such content. You hereby consent to such removal and waive any claim against us arising out of such removal of content.

In addition, you may not use your account to breach security of another account or attempt to gain unauthorized access to another network or server. Not all areas of the site may be available to you or other authorized users of the site. You shall not interfere with anyone else’s use and enjoyment of the site or other similar services. Users who violate systems or network security may incur criminal or civil liability.

You agree that we may at any time, and at our sole discretion, terminate your membership, account or other affiliation with our site without prior notice to you for violating any of the above provisions without a refund. In addition, you acknowledge that we will cooperate fully with investigations of violations of systems or network security at other sites, including cooperating with law enforcement authorities in investigating suspected criminal violations.

Privacy Policy

Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.

What personal information do we collect from the people that visit our blog or enroll in a course?

When registering, you may be asked to enter your name, email address or other details to help you with your experience.

When do we collect information?
We collect information from you when you subscribe to a newsletter or enter information on our site.


This site uses cookies. Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your Web browser (if you allow) that enables the site’s or service provider’s systems to recognize your browser and capture and remember certain information. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.

We use cookies to keep track of advertisements and compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future. We may also use trusted third party services that track this information on our behalf. You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies.

Third Party Disclosure

We do not sell, trade, or otherwise transfer your email address to outside parties.


This Site is affiliated with CMI Marketing, Inc., d/b/a CafeMedia (“CafeMedia”) for the purposes of placing advertising on the Site, and CafeMedia will collect and use certain data for advertising purposes. To learn more about CafeMedia’s data usage, click here: www.cafemedia.com/publisher-advertising-privacy-policy

Third party links

Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites.