How to Make Extra Cash During the Holidays

If your goal is to make extra cash during the holidays, here are some tips to help you get started. Many of these jobs and side hustles can be a quick and effortless way to earn extra income.

Earning extra cash does not have to be seasonal. You can earn extra income year-round. But the holiday season can also lead to a number of consumers that go into debt to pay for presents, travel, and more.

Using the ideas and tips below, avoid going into debt this holiday season.

This smart list includes the best ways to make extra cash for the holidays. Avoid going into debt this holiday season!
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Get a seasonal job to Make Extra Cash During the Holidays

If you have the time and want to earn a little extra money, a seasonal job might be perfect for you. Seasonal jobs can last for a few weeks to a few months or longer. This is a great way to earn extra money in a short period.

Pretty much every retail store you shop at will be hiring during the holiday period.

It is always a good time to start looking in September or October as different retailers have shorter or longer time periods for hiring.

If you have a hard time standing all day, you might also consider a customer service position where you can sit at a desk – or telecommute from home- and work with a computer and phone.

You do not need to have experience for most seasonal jobs.

Most employers require you to submit a resume or apply online through their website, so make sure your resume is up to date.

Be prepared to answer simple questions during an interview.

Employers typically want people who can work nights and weekends, so make sure you have great availability.

Employers hire all kinds of individuals- students, retirees, stay at home parents, people who already have a part-time or full-time job, etc.

Do not be afraid to apply for a seasonal job because you don’t have any experience. Most places provide paid training.

Related reading:

Criteria when looking for a seasonal job

When I was searching for a seasonal job, I first decided what kind of place I would like to work. As I love home decor stores, I sought out these companies by visiting their websites and checking Craigslist to see who was hiring.

Do you like shopping somewhere? Don’t forget you can call a potential store as well and ask if they are hiring for the holidays.

The next criteria I looked at were the typical store hours and if their holiday hours were listed.

I knew with a full-time job I needed a seasonal job that wasn’t open too late; a 10 pm closing time was the cutoff time for me.

Finally, I looked at where the job was located and what my commute would be in terms of time and gas.

I needed to be able to get to my seasonal job in a short amount of time and did not want to spend too much money on gas (public transportation was not an option).

Work Flexibility

The great thing with a seasonal job is there tends to be a bit of flexibility when it comes to your schedule.

Managers understand many seasonal workers already work full time or have other commitments.

I already had a full-time job, so my availability was weekday evenings and one weekend day, usually a Sunday.

I asked for 12-20 hours a week, which amounted to two 4 hour shifts on weeknights and one 4 or 8-hour shift on the weekend.

A seasonal job could become a part-time job

When I accepted my seasonal job, I actually was hired and started training in October.

After the holiday season, I was asked if I would like to stay on as a part-time employee. So instead of wrapping up my seasonal job in after the holidays, I stayed on with the company until the spring.

This is a great way to get your foot in the door if you are looking for a part-time job!

Employee Discount

Depending on where you work, you may be entitled to an employee discount.

As a seasonal employee, I was eligible to receive 30% off anything in the store.

Once I was hired on as a part-timer, my employee discount became 40%.

Potential downsides for seasonal jobs

The biggest downside for many is working on or around the actual holiday itself.

Be prepared that you might have to work really early or really late hours. You also might not be able to spend as much time with your family as you would like to. You need to decide if the pros outweigh the cons.

Work From home side hustle options during the holidays 

If you don’t have enough time to get a seasonal job, consider trying to make extra money from home. Side hustling isn’t really a part-time job, as it’s much more flexible around your schedule.

You can try different side hustles to make money.

You work when you want. Here are a few ideas to get started with working from home:

These are the best side hustle surveys to Make Extra Cash During the Holidays


Aside from being able to shop online, Swagbucks lets you watch videos that earn you points!

These points can then be exchanged for gift cards and cashback.

You can earn gift cards to places like Amazon, Target, Starbucks, Walmart – basically places you normally already shop at. You also get a $5 bonus when you sign up here!

Survey Junkie

This is a fun survey site to use! 

Click here to get started with Survey Junkie! 

Another one of my favorite survey apps is My Soap Box, but there are so many other great survey apps as well!

VIP Voice

VIP Voice lets you earn rewards for completing surveys as well as writing in an online, virtual journal, which makes it different from other survey companies. Sign up here to get started with VIP  Voice.

Opinion Outpost

These surveys are on current events, products, food, medicine, etc., and you can earn cashback or gift cards, like Amazon, PayPal, and more. Sign up here to get started with Opinion Outpost.

Cashback websites to Make Extra Cash During the Holidays

When you are shopping during the holidays, you definitely should be taking advantage of earning cashback. There are two ways to do this. 


Ibotta is a cell phone app that lets you earn cashback rebates from your purchases. This is by far one of my favorite ways to earn cashback. The money can quickly be transferred into your PayPal account.

I also love this app because you can use it every single time you go to the grocery store or places like Target or Walmart. You just scan your receipt, see what items you purchased have a rebate, and then redeem the rebate. Then you just transfer the cash into your PayPal account.

You can really make a decent amount of cashback during the holidays because so many grocery items you would use during the holidays offer rebates!

What I like best about this app is that many of the rebates aren’t brand specific. This means you can typically find a rebate that is for something like “$0.50 off any brand of milk” or “$0.75 off any brand of bread”. The savings add up fast! Join Ibotta and earn a $10 cash bonus! 


If you are shopping online during the holidays, you can make mad cash back every time you shop online with Rakuten. During the holiday season, they offer extra bonuses too, like double or triple cashback. Your cashback is real money too! It gets deposited into your PayPal account as well.

Rakuten will even give you a $10 cash bonus when you sign up. I’ve earned hundreds of dollars back since I signed up with them a few years ago. The cashback adds up really fast. Join Rakuten here! 

Start saving, even if it’s only a few dollars a week.


Whether you want to start an emergency fund or a vacation fund, you have to start setting some money aside. If you’re like most people and struggle with saving, you should consider using Digit. 

I’ve just started using this free program and love it. Digit lets you save money each week from your checking account.

What I really like about Digit is that it analyzes my bank account and determines how much I can really save per week. Some weeks it might be $5 and other times it might be $20. You don’t have to worry about overdraft and can contribute less or more if you need to.

As of now, I don’t know an easier way to save money! You can learn more about Digit here. 

Have you ever Tried to Make Extra Cash during the holidays?

Learn how to make money from home during the holidays. If you have time, here are tips to get a seasonal job and make extra money!
How to get a seasonal job during the holidays

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